Handicap Calculation for John King for Week 14 Week of Rounds Used: 13 12 11 10 9 Total Average 90% Rounded to: Gross Score: 45 36 44 41 41 207 41.40 Hdcp Score (over Par): 10 1 9 6 6 32 6.40 5.76 6 What does this mean? How are handicaps calculated?